Privacy Policy
School of Stocks ("SOS", "we"), a brand run by Kartikeya Vajpayee and not yet a registered company, runs this website, SOS Circle, and our Instagram, Facebook and Telegram channels. This policy explains what personal data we collect, why, and the choices you have.
What we collect
- When you ask for a free resource or contact us: your name, email address, phone number (if you give it), and how you found us.
- When you message us on Telegram or Instagram: your username and chat ID, and the messages you send.
- When you join SOS Circle: your name, email address, your progress on the Financial Freedom Ladder, and the subscription and payment references from Razorpay. We never see or store your card or bank details.
- When you use SOS Circle: when you sign in, which member guides and resources you open or mark as finished, template downloads and live-session joins. We use this only to see which material helps members, and to check in with you if you have been inactive for a while. It is never shared or used for advertising.
- When you sign in: a session cookie that keeps you logged in. We do not use advertising or tracking cookies.
Why we use it
To send you the material you asked for, reply to you, run your membership and billing, sort new enquiries with a transparent rule-based checklist (never an automated decision about you), and improve our education. We do not sell your data or share it for other companies' marketing.
Who processes it for us
Supabase (database, hosted in Mumbai, India), Vercel (website hosting), Razorpay (payments), Resend and Google Gmail (email), Telegram and Meta (the messages you send us there), and AI providers (Anthropic, OpenAI, Google) that help our team draft replies and content. Some of these providers store data outside India under their own security commitments.
How long we keep it
Enquiry and lead data for up to 24 months after your last contact. Membership and billing records for as long as the law requires us to keep accounts (usually 8 years). SOS Circle activity records for up to 400 days. After that we delete or anonymise it.
Your rights
You can ask to see, correct or delete your data, withdraw your consent, or unsubscribe at any time by writing to our Grievance Officer. We reply within 30 days.
Grievance Officer
Kartikeya Vajpayee, Founder, School of Stocks, Rewa, Madhya Pradesh, India. Email: founder@schoolofstocks.in. If you are not satisfied with our response, you may contact the Data Protection Board of India.